You can earn above average rates of return because peer-to-peer lending eliminates the bank function. That means that you participate in nearly the entire interest rate being paid by the borrower, rather than the less than 1% that you will typically earn on certificates of deposit. And you can reduce your risk by investing in slices of hundreds of different loans.
Have lots opinions on what works and what doesn't on the web? Then you might just be right for a "career" in remote usability testing. Actually, no one really makes a career at it, but user testers can pick up some extra work reviewing websites or mobile applications that may still be in development. You don't even necessarily have to be very knowledgeable about the Internet because some developers want the beginner's point of view.
Etsy: While Etsy's popularity has declined recently, it's still a great resource for selling handmade items online. No need for complex ecommerce sites or merchant accounts or any sort of automation. The company takes a commission of every sale and charges a small listing fee per item. But many still use Etsy as their primary source of income. The best part is that you can also sell digital products on here such as poster designs. 

Avon – At a time when opportunities are scarce, and finances are tight, you can start an AVON business and EMPOWER your life. As the world’s largest direct selling company and leader in beauty, anti-aging skincare, and fragrances, we make it easy for you to sell and succeed, right from the start. Why Sell AVON? You have your own business; You set your own hours, You determine your family/work/lifestyle balance, Minimum start up investment, No inventory required, and Exclusive Avon Opportunities. See why more than 5 million people around the world are enjoying financial success and personal growth as Avon Sales Representatives. Join today!
Hello Alexa, I have read your list and am very interested. I am a single mother of two little ones, and I would like to start up an online job from home, until I can get further on my career path offline. I have no idea where to begin and would appreciate so ideal tips on what and where to get started to make a decent living for my kids as well as myself, I would greatly appreciate it thank you for your time.
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Now, it’s time to start creating and uploading content. Make sure you’re using a high-enough quality camera (most smartphones will work but I’d suggest at least having a tripod so your footage isn’t shaky), but don’t worry about being perfect at first. The beauty of YouTube is that you can continue to test out different content and styles as you find what works for you. Instead, stick to a regular schedule to build up your subscriber base.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
I cannot thank you enough for the info you provided! I went back to work before my son turned 4. Now he’s 12 & I feel like I’ve missed out on so many summers & just time together because I’m working 5 days a week. I plan to take a serious look at the opportunities you listed and hopefully I can find a way to stay home and still earn an income. Plus, I drive 60 miles a day, saving almost $300 a month in gas alone would go a long way! Thank you, thank you, thank you!
Start by taking other courses you’re interested in: Not only is this important competitor and opportunity analysis, but it also gives you an idea of how a course could or should look and feel. What’s the pacing like? Is it via email, video, in-person chats? Once you understand how you want your course to look, it’s time to decide what it should include. Those same courses are a great starting place. How can you make your course better or more interesting? Do you have experience others don’t?
Thank you for your unselfish ideas and suggestions. It’s really a big help for people who wished but hesitant to jump in this kind of career, like me. I am a single mom, as in literal single/alone in all responsibilities. I wished to work from home so that I will no longer leave my daughter to our neighbors house when I need to go to work, but I am afraid to leave my current job and risk to a home base job for I think of the stability. I am afraid to put my financial responsibilities at risk, specially I have a child to support.

You will come cross many work from home jobs that pay really well, but you have to ask if you will enjoy doing them for a prolonged time period. If the answer is in the negative, then you should consider seeking out a job that will not be too demanding and the pay is reasonable. The home based job that you settle for should match your personality so that you do not feel overwhelmed after a while. This work at home directory is a great starting point!
Of course, FlexJobs is not the only site for finding remote work and jobs you can do from home. Upwork is the largest marketplace for freelancers in the world, with demand for nearly any remote-friendly skill set. Then there are the niche sites, like We Work Remotely, where the majority of job posters are early stage startups looking for talented engineers. Still, FlexJobs may be the winner: its robust, easy-to-navigate system offers tens of thousands of jobs from thousands of employers at any one time. If you’re serious about finding remote work you can do from home or on the road, there’s no better place to look.
Now, if you don’t know people who might want your coaching services, there are a number of online tools and communities that make it incredibly easy to find clients and teach, on just about any topic area you can think of. Community driven platforms like Savvy.is, Clarity.fm, and Coach.me provide you with a network of potential clients to interact with, as well an integrated payment solution.
6. IZEA – IZEA works in addition to a blog or on its own. You get paid to blog, tweet, take photos and take videos. The pay is mostly based on your following, so if you want to make money with your tweets, you’ll need to grow you Twitter following.  Likewise, if you want to make money with blogs, you’ll need substantial blog traffic (more on blogging below).
Sseko – Run your own ethical fashion business with Sseko! You'll fall in love with the amazing handcrafted and on-trend products. Sseko Designs uses fashion to create opportunity for women globally. We provide employment and scholarship opportunities to women in Uganda who are working to pursue their dreams and overcome poverty. We do this through a financially self-sustaining model, one that also enables us to create opportunity for women in the U.S. to earn an income: The Sseko Fellows Program. As a Sseko Fellow, you get to share the Sseko story and sell beautiful products of the highest quality. You’ll become an integral part of making dreams come true for women in Uganda while you simultaneously earn an income for yourself! We've got a vibrant community of women ready to welcome and mentor you as you get started… and every step of the way!
P.S. If you want to learn from some of the best in the business I highly recommend you check out the Work at home Summit. This summit is a collection of entrepreneurs talking about a myriad of different work at home businesses and jobs they’ve started and grown. This is 100% the best work at home event I’ve ever seen. (Totally scam free.) And it’s free. You can find out more here.
How many email newsletters are you bombarded with every single day? There’s a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it’s not. Tools like MailChimp, Seva (formerly ConvertKit), AWeber, and ActiveCampaign, make it easier than ever to get started with email marketing.
5. Fiverr – Fiverr is a great place to make a few bucks or spend a few bucks if you need some of the services people offer. Basically, everything is $5. You either pay $5 or charge $5. They call them “gigs.” You can offer your services however you choose. If you sell art and you’re fine selling pieces for $5 each, that’s a gig. If you’re a graphic designer and you want to offer your services for $10/hour, simply offer a 30 minute gig. If they need two hours of graphic design, they pay you $20, or $10/hour by buying four gigs.
Thank you for such a great, practical list! I currently live overseas and my options are limited. I love the great income I make with Jamberry, I joined early and have an incredible team. Team building is key in direct sales! Since my kids are school-aged I also started substitute teaching this year and love it. Definitely looking into a few more ideas from this list. Thanks again!
Gertrud, I’m sorry you haven’t had luck finding work with these companies, but I can assure you they are not scam companies. Many do have people fill out questionnaires, to make sure that candidates match the requirements and needs of the company, basically an on-line interview. Don’t give up, I’m sure you will find the right match with persistence.
When I was pregnant 16 years ago with our first daughter I had a conversation with my Grandma a few weeks before she went to be with the Lord. I told her there is NO way I could stay home…it’s just not possible on one income. Well, it was possible and the Lord provided a way for me to transition from working at the physical therapy office I was employed with and had done some transcription for by putting me in contact with a local transcription company ran by a husband and wife. I typed for about the first 4 years of her life and then we found that we could indeed live on one income if we prioritized and ran our household differently. And avoided unnecessary items that today’s society in general think are priorities. It has been a wonderful 16 years with my two daughters. I began homeschooling them, too, eight years ago! It’s wonderful and now I don’t have to work at all. When they were small I would buy high end clothing for them and re-sell it to make it a near wash when the clothes were outgrown. Now we enjoy thrift storing almost exclusively and those clothes we don’t ant any longer or don’t fit we sell at consignment shops to make back some money. I regularly go through my house, too, and get rid of things that aren’t being used and sell them on facebook or my areas local selling page. It helps to make back a little!
I love this post! I meant to comment on your Facebook post about this and in true new mom fashion, I forgot to come back and do it. So here’s my little story…it has provided WAY more than I initially thought and has continued to provide. I’m a SAHM to a toddler and newborn. I used to teach and my husband teaches as well. After cutting expenses in our own budget, the next best way for us to save more money was to make money. I decided to open an Etsy shop (Joyful Art Designs) and sell printable signs. I spent 6 months preparing to open and a lot of hours the first several months to make it successful. The hard work has paid off and I’ve now replaced my teaching income if I had our two kids in day care. Right now I put in about 1-3 hours a day if I can since we have a newborn. I love blogging, but it’s a hobby, whereas this is a business. Thanks for letting us share our businesses…this is great for those searching to make money.
•The website has no contact information. A legitimate business has a way for you to reach them. Look for an "About" page that offers information on the company or CEO, along with a phone number, address or contact email. (Try calling the number to see if anyone answers.) A website with only a contact form and no other way to get in touch with an actual human is suspicious.

I freelance a bit, along with doing some VA (virtual assistant) work for other bloggers. I also earn a bit with sponsored posts, affiliate sales, and advertising on my blog. I have also self-published a book, Intentional Marriage, and create printables which I sell in my shop. – Crystal at Serving Joyfully (Shannon here! Crystal is one of several VAs that I work with to help me with the blog. She is an absolute wiz with graphics and is responsible for many of the pretty images you see here on Affording Motherhood.)
Hey there @Melissa, I know you didn’t originally post to me, but I work for Younique, selling cosmetics at home. What I love about the company is that they focus on selling on social media and the internet, which makes it really convenient. Plus the company and my uplines are so positive and supportive! Not to mention the product is great, so that helps! I would love to talk more about it with you!

Pink Zebra – When I found Pink Zebra I remember thinking, “Whoever thought of this company is pure genius. There is not a woman in the world that would not LOVE this product!” I was working long hours in the school system, and I had no direct sales background and wondered if Pink Zebra was something I could do. I started my own business for only $99! I was able to quit my job in two months, and I am now an Executive Manager and have seen a raise every month since! We love our team, the opportunity to work together, helping others, mentoring, and sharing Pink Zebra! We have seen so much growth with this company, and we cannot be more excited for the future!
How to Get It: Sylvan Learning (Tutoring.SylvanLearning.com), Tutor.com, TutorVista.com and Tutorzilla (Tutorzilla.com) all offer a good cross section of the kinds of remote-based tutoring jobs out there, and they all have great reputations with students and teachers. Since you will be working with children, you can expect a background check before you are hired.
Lainie Petersen is a full-time freelance writer living in Chicago. She holds a master’s degree in library and information science from Dominican university and spent many years working in the publishing, media and education industries. Her writing focuses on business, career and personal finance issues. Her work appears on a variety of sites, including MoneyCrashers, Chron, GoBankingRates and 8th & Walton News Now.
Being an at-home call-center rep requires a computer and may require specific software or equipment. A great phone voice helps as well, as does any experience in customer service, data entry, retail sales, or management. Dozens of sites list job openings for call-center representatives, including Upwork.com, Freelancer.com, and SimplyHired.com. However, you may also find listings offered by local businesses in your local newspaper.
I’m the founder of fit2b.com which began as as a fitness blog and has expanded to providing eLearning courses and wholesome workouts for the whole family to members in over 30 countries worldwide! My passions have always included healthy birth and bellies, and so I put my bachelor degree in Exercise and Sport Science to work for my family. Now, others are making money from Fit2B Studio via our affiliate program. Learn more at http://fit2b.us/affiliate?ref=29  Beth Learn at Fit2B (I’m an affiliate and a big fan of Fit2B!)

I planned my Stay-at-Home while I was working my 40hr+/wk Sales Job over 8 yrs ago. I found something dear to my heart, HERBS, and made a business out of it! I now help heal children’s eczema, and provide Organic, healthy alternatives to the mainstream bath & beauty products for the whole family!! Lots of hard work, networking, and persistence has built my business to what it is today! – Melissa Carr at Honeybee Holistics
Need to lose some weight? Maybe some monetary motivation might help?! Get paid to lose weight, here's how." Weight Loss for Cash and Rewards is REALLY a Thing So -- I don't know about you, but I personally tackle weight loss a few times a year. Maybe it's too much Halloween candy or it's too cold outside for me to go on my walks, so like a slug, I hunker down for a month and eat cake. I find myself a few times a year looking up recipes and tips to help ease the pain of taking off the 10 or … [Click to Read More...]

TrùAura Beauty is a ground floor company that just launched in February 2018 … talk about a HUGE opportunity! Our products are made with safe and healthy, clinically-proven, high-quality ingredients that nourish your skin, much in the same way a healthy diet nourishes your body. Your overall skin wellness is our primary focus. We create healthy skincare products that are natural, clean and safe, formulated with natural prebiotic and probiotic ingredients that specifically protect and nurture your unique skin flora. Despite your age or skin type, TrùAura works with your bodies PH levels to reveal the most amazingly beautiful skin possible. Whether you are a valued TLC Client or BECOME A BEAUTY CONSULTANT, you will love the skin you're in. Visit Sara at http://truaurabeauty.com/sara.
Get samples. When you first start out as a freelance writer, it can be hard to get work without any published samples. However, it is possible to get quality samples if you are willing to do some writing for free. First, you can publish content on your own blog or website. Also, you can write guest posts for someone else’s blog. Finally, you can write blog posts for free in exchange for a byline.[20]
I have a 7 month old baby, and have been running Snoack Studios, a web and graphic design company, for almost 5 years from home, I love it! We specialize in designing and developing WordPress websites, and also offer logos, business cards and any other print and digital marketing collateral a business may need! – Shannon Noak at http://www.snoackstudios.com
How to Get It: You can apply directly through the companies, such as Stella & Dot, a jewelry company that had over $100 million in sales in 2010. A few other good ones include Avon (household and personal care), The Cocoa Exchange (chocolates and more), and Alice's Table (flowers). You can also visit the Direct Selling Association website—all the companies listed there agree to abide by a code of ethics, so they only offer legitimate opportunities. Typically reps make a small investment to get started (this is a legitimate and standard practice), and sometimes pay a fee for the merchandise being sold. After that you can work as much or as little as you want, and see profit based on how much you sell.
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